Welcome to Cambridge Wealth Management
Cambridge Wealth Management, founded by Mitsuo Eli Lockrow in 2014, is a fee-only independent investment firm serving high-net-worth individuals and institutional investors.
Core Values
CLARITY | A clear and focused mind can more easily explore new ideas and act on what matters most.
EXCELLENCE | Strive for excellence in all areas of your work and actively pursue continuous improvement.
HARMONY | Act with integrity and foster an inclusive environment by respecting each other’s differences.
INDEPENDENT THINKING | Challenge the assumptions that shape consensus viewpoints to achieve exceptional long-term results.
The Logo Story
The Cambridge Wealth Management logo design is based on an ancient Japanese coin called the “Four-Mon” coin. It was conceived over the weekend of July 4th, 2014, when our founder’s mother showed him some "Four-Mon" coins during breakfast. The logo’s primary color, blurple (bluish-purple), is a toned-down version of Mitsuo’s favorite color, royal purple.
In Ancient Asia, it was believed that the earth was flat and square, while the heavens were round, resembling an umbrella that covered the earth. A square placed within a circle represented perfect balance and harmony, and held special significance as a symbol of prosperity. The waves depicted on both sides of the coin were emblematic of happiness.
Founder’s journey
After a brief stint at Waddell & Reed, I began providing investment and financial advisory services at Merrill Lynch’s Albany, NY office in February 1996. At that time, Merrill’s financial advisor professional development program was regarded as the industry’s best. I consistently ranked in the top quintile, earning President’s Club recognition in my 5th year of service. 🎯 🏆
In 2001, I joined UBS-PaineWebber at 100 Federal Street in Boston and was certified as a portfolio manager in the select UBS Portfolio Management Program. In the aftermath of the dot-com bubble, I made it my Mission to seek out strategies that aim to mitigate exposure to excessive market volatility for my retired and institutional clients. Managing portfolio volatility is crucial to maximizing portfolio longevity for investors who are making withdrawals.
Modern Portfolio Theory (MPT) promulgates diversification as a means to reduce portfolio risk by combining assets with negative correlations (where equities fall and bonds rise), thereby minimizing unsystematic risk (specific risk) without necessarily sacrificing potential returns. MPT tends to overlook systematic market risks, such as interest rates and GDP, also known as volatility risk, because they cannot be diversified away due to their unpredictable nature.
I conceived and managed a unique investment strategy to mitigate exposure to market volatility, aiming to reduce risk without sacrificing targeted returns. During the Global Financial Crisis (GFC) from 2007 to 2009, the S&P 500 lost nearly 50% of its value. My strategy was put to the ultimate test during this period, and I’m pleased to report: "Mission accomplished! 📈 ✅”
In 2014, I took a leap of faith and founded Cambridge Wealth Management, driven by two passions: Serving clients with excellence and managing conflict-free, risk-attentive, investment strategies.😌
